1. Overview

Finrota B2C Payment Gateway is a central payment infrastructure that enables site owners (merchant) to receive payments from end-users through their own platforms.

With this module

• Multiple POS management
• Dynamic POS routing
• Installment and commission management
• Payment transactions and reporting
• API and Widget based integration

It is offered under a single structure.

Supported Integration Types

Integration Type	Description
API Integration	The entire payment process is managed by the merchant backend.
Widget Integration	Ready checkout experience is provided via the frontend

2. Basic Concepts

AccessToken

• Authentication token used for API access
• Used in all backend calls
• Duration: 24 hours

WidgetToken

• Produced specifically for the payment process
• Only used for widgets and payment flow
• Duration: 20 minutes

InstallmentToken

• Represents the selected POS + installment combination
• Obtained from PaymentOptions endpoint